Bankers Insurance Service - Privacy Statement

 

This is the website of Bankers Insurance Service, a division of Financial & Professional Risk Solutions, Inc.
In California: DBA: FPR Insurance Solutions, Inc. (License No.: 0G83953)
In Louisiana, Financial & Professional Risk Solutions, Inc., License No. 159089 & 160068, Producer Agency, L&H/P&C


PRIVACY POLICY STATEMENT
September 30, 2015
 
OUR PRIVACY PRINCIPLES

  • We do not sell your personal information to anyone.
  • We restrict access to your personal information to those employees who must use that information to provide our products or services to you.
  •  We maintain physical, electronic and procedural safeguards to protect your personal information.
  • We afford prospective and former customers the same protections as existing customers with respect to the use of personal information.
  • We only share information necessary to provide you with an accurate quote or to meet your transaction needs.

Bankers Insurance Service is committed to protecting your privacy and to complying with applicable data protection and privacy laws. This Privacy Statement ("Statement") explains how personal information you provide is processed when using this website.

The following privacy statement applies only to users of the Bankers Insurance Service website at bis@bankersinsuranceservice.com.   This website may contain links to other sites which are outside our control and are not covered by this Statement. If you access other sites using the links provided, the operators of these sites may collect information from you which will be used by them in accordance with their privacy statement. We encourage you to read the privacy statements on other websites you visit. Aon is not responsible for the content or privacy practices of linked sites or any use of those sites.

INFORMATION GATHERED BY US

We collect two types of information via our website: Visitor Information and Personal Information. We gather Visitor Information to improve information about products and services offered.

VISITOR INFORMATION

Visitor Information is collected on an aggregate basis. It includes how many people visit our website, pages people visit, features they use, and how long they stay on the website. Visitor Information is generally gathered using cookies.

PERSONAL INFORMATION

We collect Personal Information when you complete an online form and retain Personal Information only for as long as necessary to fulfill the stated purpose(s), or as required by law. We also collect email addresses of those users who communicate with us via email. We do not sell or share email addresses to or with any third party.

USE OF PERSONAL INFORMATION PROVIDED BY YOU

The personal information we collect will be used to provide information and services as requested by you. We may also use your Personal Information to target valuable marketing and advertising offers or to help us design and build better products and services. You can opt out of receiving these additional communications from us by following the opt-out procedures below.

If you submit personal information with respect to any insurance products featured herein, this information may be used in one or more of the following ways:
  • Application Information: This is information we receive from you on applications or other forms, by phone, and online. It may include your name, address, and telephone number, e-mail addresses, driver's license number, social security number, date of birth, length of employment, gender, marital status, prior insurance information, home ownership, length of residency, vehicle descriptions, miles driven and vehicle use, other drivers, and driving history.

  • Transaction Information: This is information about your transactions with us, our affiliates, or others. It includes your insurance coverage selections and premiums, payment and claims history, and information necessary for billing and payment.

  • Consumer Report and State Information: This is information we receive from a consumer reporting or State Agency, and is used to confirm or supplement Application Information. It may include motor vehicle reports and claims history reports. We will disclose Consumer Report and State Information only as necessary to quote or service your insurance policy and as permitted or required by law. We only share information as necessary to transact insurance with our insurance carriers.

PARTIES TO WHOM WE MAY DISCLOSE INFORMATION

We only disclose your personal information as necessary to effect, administer, or enforce your transaction with us, or in conjunction with servicing your insurance policy through insurance carriers or their representatives. Parties we share information with may include our group of affiliated insurance underwriting companies, claim representatives, courts and government agencies. We may disclose or report your Personal Information when we believe, in good faith, that the disclosure is required or permitted under law, for example, to cooperate with regulators or law enforcement authorities or to resolve consumer disputes. We may also disclose information as required by organizations with whom you have an existing relationship and with which we have joint marketing agreements. We do not rent, sell or otherwise disclose personal information about our online visitors.

ON-LINE DATA

For each visitor to our web page, our web server automatically recognizes only the domain name, not the e-mail address (where possible).

We collect only the domain name; the e-mail addresses of those who communicate with us via e-mail; aggregate information on what pages consumers visit; and information volunteered by the consumer, such as quote requests, survey information and or site registrations.

The information we collect is not shared with other organizations for commercial purposes. All information that we collect will be used to:

  • Provide insurance quotes requested by consumers, based on the information they have supplied.
  • Maintain communication with prospective customers in order to provide information on new products, services or upcoming events.
  • Improve the content of our web page and to notify consumers about updates to our web site.

USE OF COOKIES

"Cookies" are the small files stored on your computer's hard drive as you use a website. We use both session ID cookies and persistent cookies. A session ID cookie terminates once a user closes his or her browser. A persistent cookie is a small text file stored on the user's hard drive for an extended period, and must be removed by the user.

Our website uses cookies to make your online experience more convenient. For example, we may use a cookie to store your account information between sessions and to maintain information about quotes you requested during a session. We do not collect any Personal Information from cookies and none of the information can be linked back to your Personal Information.

You can control acceptance of cookies by modifying your Internet browser preferences. You have the ability to accept all cookies, to be notified when a cookie is set or to reject all cookies. Please note that, if you choose to block all cookies you may not be able to access all or part of our site and may be unable to use those services or engage in activities that require the placement of cookies.


ACCESS YOUR PERSONAL INFORMATION

If, at any time, you wish to change any information that was given to us, you can contact Bankers Insurance Service by either writing, phoning, faxing or e-mailing at the addresses, phone numbers or e-mail address listed at the top of this notice.

WEBSITE SECURITY

Bankers Insurance Service has implemented commercially reasonable standards of security in order to protect personal information from loss, misuse, alteration or destruction. 

NON-CONFIDENTIAL INFORMATION SUBMITTED BY YOU

Any general information provided by you to Bankers Insurance Service, including but not limited to feedback, data, questions, comments, suggestions or the like, shall be deemed to be non-confidential. Bankers Insurance Service shall have no obligation of any kind with respect to such information and shall be free to reproduce, use, disclose and distribute the information to others without limitation. Additionally, Bankers Insurance Service shall be free to use any ideas, concepts, know-how or techniques contained in such information for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products incorporating such information. However, Bankers Insurance Service will not use your name or otherwise publicize the fact that you submitted materials or other information to Bankers Insurance Service unless: (a) we ask your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it; or (c) we are required to do so by law.

COPYRIGHT NOTICE

The content of this site, including but not limited to the text and images herein and their arrangement, are copyright © 2004 by Bankers Insurance Service, a division of Financial & Professional Risk Solutions, Inc., 200 East Randolph, Suite 1800, Chicago, IL 60601. All Rights Reserved.

AUTHORIZATION OF USE

Bankers Insurance Service hereby authorizes you to copy and display the content herein, but only for your personal or informational and non-commercial use. However, the content herein shall not be copied or posted in any network computer or broadcast in any media. Any copy you make must include this copyright notice. If attribution to Bankers Insurance Service is included, limited quotations from the content are hereby permitted. You may not copy or display for redistribution to third parties for commercial purposes any portion of the content without the prior written permission of Bankers Insurance Service. No modifications of any content may be made.


NO IMPLIED LICENSES

Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark, copyright (except as expressly provided above), or proprietary rights of Bankers Insurance Service or of any third party.

THE CONTENT

Bankers Insurance Service makes no representations about the suitability of the content of this site for any purpose. All content is provided "as is" without any warranty of any kind. Bankers Insurance Service hereby disclaims all warranties and conditions with regard to the content, including but not limited to all implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement. In no event shall Bankers Insurance Service be liable for any special, indirect, exemplary or consequential damages or any damages whatsoever, including but not limited to loss of use, data or profits, without regard to the form of any action, including but not limited to contract, negligence or other tortious actions, arising out of or in connection with the use, copying or display of the content. Although Bankers Insurance Service believes the content to be accurate, complete and current, Bankers Insurance Service makes no warranty as to the accuracy, completeness or currency of the content. It is your responsibility to verify any information before relying on it. The content of this site may include technical inaccuracies or typographical errors. From time to time changes are made to the content herein. Bankers Insurance Service may make changes in the products and/or the services described herein at any time.

 

LINKS TO OTHER SITES

Some of the sites listed as links herein are not under the control of Bankers Insurance Service. Accordingly, Bankers Insurance Service makes no representations whatsoever concerning the content of those sites. The fact that Bankers Insurance Service has provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by Bankers Insurance Service with respect to such site, its owners or its providers. Bankers Insurance Service is providing these links only as a convenience to you. Bankers Insurance Service has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and Bankers Insurance Service cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.

DISCLAIMERS

Coverage varies by state and insurance company. Coverage offered under the programs are controlled by the policies issued and are not modified, extended, or revised by the descriptions contained herein. This web site is for illustrative purposes only and is not a contract. All policies are subject to policy terms, conditions, exclusions, company underwriting guidelines and approval. Please read the specific provisions in the applicable policy.

TRADEMARKS


Bankers Insurance Service and the Bankers Insurance Service logo are registered trademarks of Bankers Insurance Service. All other trademarks are either owned by Bankers Insurance Service or by other companies.

CHANGES IN PRIVACY POLICY

If we should change the terms of our privacy policy in any material way, we will notify all users of this site by publishing the changes to be expected and the effective date of these changes in this page of the web site.
 

OPTING OUT

If you do not wish to receive communications from Bankers Insurance Service or third parties selected by Bankers Insurance Service by regular mail, you can contact us at the address or phone number listed below.

QUESIONTS OR CONCERNS ABOUT OUR PRIVACY POLICY

If you have any questions relating to this Privacy Policy or the personal information we hold about you, please contact us via mail or phone at:

MAILING ADDRESS:

Bankers Insurance Service

200 East Randolph Street

Chicago, IL. 60601

Phone: (800) 323-2743

Fax: (312) 381-6195

Email: bis@bankersinsuranceservice.com

The effective date of this privacy statement and disclaimer is 9/30/2015.



a division of Financial & Professional Risk Solutions, Inc.TX Lic# 15890 In California: FPR Insurance Solutions, Inc. (License No.: 0G83953)