This is the website of Bankers Insurance Service, a division of Financial & Professional Risk Solutions, Inc.
In California: DBA: FPR Insurance Solutions, Inc. (License No.: 0G83953)
In Louisiana, Financial & Professional Risk Solutions, Inc., License No. 159089 & 160068, Producer Agency, L&H/P&C
September 30, 2015
OUR PRIVACY PRINCIPLES
- We do not sell your personal information to anyone.
- We restrict access to your personal information to those employees who must use that information to provide our products or services to you.
- We maintain physical, electronic and procedural safeguards to protect your personal information.
- We afford prospective and former customers the same protections as existing customers with respect to the use of personal information.
- We only share information necessary to provide you with an accurate quote or to meet your transaction needs.
Bankers Insurance Service is committed to protecting your privacy and to complying with applicable data protection and privacy laws. This Privacy Statement ("Statement") explains how personal information you provide is processed when using this website.
The following privacy statement applies only to users of the Bankers Insurance Service website at firstname.lastname@example.org. This website may contain links to other sites which are outside our control and are not covered by this Statement. If you access other sites using the links provided, the operators of these sites may collect information from you which will be used by them in accordance with their privacy statement. We encourage you to read the privacy statements on other websites you visit. Aon is not responsible for the content or privacy practices of linked sites or any use of those sites.
INFORMATION GATHERED BY US
We collect two types of information via our website: Visitor Information and Personal Information. We gather Visitor Information to improve information about products and services offered.
Visitor Information is collected on an aggregate basis. It includes how many people visit our website, pages people visit, features they use, and how long they stay on the website. Visitor Information is generally gathered using cookies.
We collect Personal Information when you complete an online form and retain Personal Information only for as long as necessary to fulfill the stated purpose(s), or as required by law. We also collect email addresses of those users who communicate with us via email. We do not sell or share email addresses to or with any third party.
USE OF PERSONAL INFORMATION PROVIDED BY YOU
The personal information we collect will be used to provide information and services as requested by you. We may also use your Personal Information to target valuable marketing and advertising offers or to help us design and build better products and services. You can opt out of receiving these additional communications from us by following the opt-out procedures below.
If you submit personal information with respect to any insurance products featured herein, this information may be used in one or more of the following ways:
Application Information: This is information we receive from you on applications or other forms, by phone, and online. It may include your name, address, and telephone number, e-mail addresses, driver's license number, social security number, date of birth, length of employment, gender, marital status, prior insurance information, home ownership, length of residency, vehicle descriptions, miles driven and vehicle use, other drivers, and driving history.
Transaction Information: This is information about your transactions with us, our affiliates, or others. It includes your insurance coverage selections and premiums, payment and claims history, and information necessary for billing and payment.
Consumer Report and State Information: This is information we receive from a consumer reporting or State Agency, and is used to confirm or supplement Application Information. It may include motor vehicle reports and claims history reports. We will disclose Consumer Report and State Information only as necessary to quote or service your insurance policy and as permitted or required by law. We only share information as necessary to transact insurance with our insurance carriers.
PARTIES TO WHOM WE MAY DISCLOSE INFORMATION
We only disclose your personal information as
necessary to effect, administer, or enforce your transaction with us, or in
conjunction with servicing your insurance policy through insurance carriers or
their representatives. Parties we share information with may include our group
of affiliated insurance underwriting companies, claim representatives, courts
and government agencies. We
may disclose or report your Personal Information when we believe, in good
faith, that the disclosure is required or permitted under law, for example, to
cooperate with regulators or law enforcement authorities or to resolve consumer
may also disclose information as required by organizations with whom you have
an existing relationship and with which we have joint marketing agreements. We do not rent, sell or
otherwise disclose personal information about our online visitors.
For each visitor to our web page, our web server
automatically recognizes only the domain name, not the e-mail address (where possible).
We collect only the domain
name; the e-mail addresses of those who communicate with us via e-mail;
aggregate information on what pages consumers visit; and information
volunteered by the consumer, such as quote requests, survey information and or
The information we collect
is not shared with other organizations for commercial purposes. All information that we collect will be used to:
- Provide insurance quotes requested by consumers, based on the information they have supplied.
- Maintain communication with prospective customers in order to provide information on new products, services or upcoming events.
- Improve the content of our web page and to notify consumers about updates to our web site.
"Cookies" are the small files stored on your computer's hard drive as you use a website. We use both session ID cookies and persistent cookies. A session ID cookie terminates once a user closes his or her browser. A persistent cookie is a small text file stored on the user's hard drive for an extended period, and must be removed by the user.
You can control acceptance of cookies by modifying your Internet browser preferences. You have the ability to accept all cookies, to be notified when a cookie is set or to reject all cookies. Please note that, if you choose to block all cookies you may not be able to access all or part of our site and may be unable to use those services or engage in activities that require the placement of cookies.
ACCESS YOUR PERSONAL INFORMATION
If, at any time, you wish to change any information that was given to us, you can contact Bankers Insurance Service by either writing, phoning, faxing or e-mailing at the addresses, phone numbers or e-mail address listed at the top of this notice.
Insurance Service has implemented commercially reasonable standards of security
in order to protect personal information from loss, misuse, alteration or
NON-CONFIDENTIAL INFORMATION SUBMITTED BY YOU
Any general information provided by you to Bankers
Insurance Service, including but not limited to feedback, data, questions,
comments, suggestions or the like, shall be deemed to be non-confidential.
Bankers Insurance Service shall have no obligation of any kind with respect to
such information and shall be free to reproduce, use, disclose and distribute
the information to others without limitation. Additionally, Bankers Insurance
Service shall be free to use any ideas, concepts, know-how or techniques contained
in such information for any purpose whatsoever, including but not limited to
developing, manufacturing and marketing products incorporating such
information. However, Bankers Insurance Service will not use your name or
otherwise publicize the fact that you submitted materials or other information
to Bankers Insurance Service unless: (a) we ask your permission to use your
name; or (b) we first notify you that the materials or other information you
submit to a particular part of this site will be published or otherwise used
with your name on it; or (c) we are required to do so by law.
The content of this site, including but not limited to
the text and images herein and their arrangement, are copyright © 2004 by
Bankers Insurance Service, a division of Financial & Professional Risk
Solutions, Inc., 200 East Randolph, Suite 1800, Chicago, IL 60601. All Rights
AUTHORIZATION OF USE
Bankers Insurance Service hereby authorizes you to
copy and display the content herein, but only for your personal or
informational and non-commercial use. However, the content herein shall not be
copied or posted in any network computer or broadcast in any media. Any copy
you make must include this copyright notice. If attribution to Bankers Insurance
Service is included, limited quotations from the content are hereby permitted.
You may not copy or display for redistribution to third parties for commercial
purposes any portion of the content without the prior written permission of
Bankers Insurance Service. No modifications of any content may be made.
NO IMPLIED LICENSES
Nothing contained herein shall be construed as
conferring by implication, estoppel or otherwise any license or right under any
patent, trademark, copyright (except as expressly provided above), or
proprietary rights of Bankers Insurance Service or of any third party.
Bankers Insurance Service makes no representations
about the suitability of the content of this site for any purpose. All content
is provided "as is" without any warranty of any kind. Bankers
Insurance Service hereby disclaims all warranties and conditions with regard to
the content, including but not limited to all implied warranties and conditions
of merchantability, fitness for a particular purpose, title and
non-infringement. In no event shall Bankers Insurance Service be liable for any
special, indirect, exemplary or consequential damages or any damages
whatsoever, including but not limited to loss of use, data or profits, without
regard to the form of any action, including but not limited to contract,
negligence or other tortious actions, arising out of or in connection with the
use, copying or display of the content. Although Bankers Insurance Service
believes the content to be accurate, complete and current, Bankers Insurance
Service makes no warranty as to the accuracy, completeness or currency of the
content. It is your responsibility to verify any information before relying on
it. The content of this site may include technical inaccuracies or typographical
errors. From time to time changes are made to the content herein. Bankers
Insurance Service may make changes in the products and/or the services
described herein at any time.
LINKS TO OTHER SITES
Some of the sites listed as
links herein are not under the control of Bankers Insurance Service.
Accordingly, Bankers Insurance Service makes no representations whatsoever
concerning the content of those sites. The fact that Bankers Insurance Service
has provided a link to a site is not an endorsement, authorization, sponsorship
or affiliation by Bankers Insurance Service with respect to such site, its
owners or its providers. Bankers Insurance Service is providing these links
only as a convenience to you. Bankers Insurance Service has not tested any information,
software or products found on these sites and therefore cannot make any
representations whatsoever with respect thereto. There are risks in using any
information, software or products found on the Internet, and Bankers Insurance
Service cautions you to make sure that you completely understand these risks
before retrieving, using, relying upon or purchasing anything via the Internet.
Coverage varies by state
and insurance company. Coverage offered under the programs are controlled by
the policies issued and are not modified, extended, or revised by the
descriptions contained herein. This web site is for illustrative purposes only
and is not a contract. All policies are subject to policy terms, conditions,
exclusions, company underwriting guidelines and approval. Please read the
specific provisions in the applicable policy.
Bankers Insurance Service and the Bankers Insurance Service logo are registered trademarks of Bankers Insurance Service. All other trademarks are either owned by Bankers Insurance Service or by other companies.
If you do not wish to receive communications from Bankers Insurance Service or third parties selected by Bankers Insurance Service by regular mail, you can contact us at the address or phone number listed below.
Bankers Insurance Service
200 East Randolph Street
Chicago, IL. 60601
Phone: (800) 323-2743
Fax: (312) 381-6195
The effective date of this
privacy statement and disclaimer is 9/30/2015.